Travel Insurance

LeGrow's Travel offers a comprehensive insurance program to ensure a worry free vacation 

Do you really need Travel Insurance?   Yes you do: 

  • If your trip is cancelled, interrupted or delayed for a variety of're protected.
  • If during your travels, your personal baggage is lost, stolen or're protected.
  • If you become sick or injured while travelling and need medical're protected.
  • If your tour operator, airline or cruise line're protected.

Remember that Travel Medical Insurance covers emergency medical situations only.

You can purchase Travel Insurance to provide the following benefits:

1. Medical Expenses

  • Emergency Hospital
  • Emergency Dental Treatment
  • Emergency Medical
  • Ground Ambulance
  • Prescription Drugs
  • Emergency Medical Evacuation
  • Medical Equipment
  • Emergency Paramedical Services

2. Other Eligible Expenses 

  • Accommodation and Meals
  • Visit to Bedside
  • Return and Escort of Children
  • Return of Travelling Companion
  • Repatriation
  • Identification of Remains
  • Vehicle Return
  • Hospital Confinement Allowance

3. Travel Accident 

  • 100% of Sum Insured in case of death or loss of two or more limbs or sight of both eyes.
  • 50% of Sum Insured in case of loss of one limb or sight of one eye.

4. Baggage & Personal Effects 

  • Loss, theft or damage to baggage and personal effects.
  • Emergency purchase of essential items due to delay or misdirection of baggage.

5. Personal Money 

  • Theft or loss of personal money, up to Sum Insured.

6. Travel Delay 

  • Hotel and meal expenses if departure of common carrier is delayed for at least 12 hours.
  • Additional cost of transportation for an alternate route to attend a wedding, sporting event or conference as planned.

7. Visitors to Canada Emergency Medical Plan 

  • Emergency Hospital
  • Emergency Medical
  • Prescription Drugs
  • Medical Equipment
  • Emergency Dental Treatment
  • Paramedical Services
  • Ground Ambulance
  • Visit to Bedside
  • Accommodation & Meals
  • Repatriation
  • Identification of Remains
  • Emergency Return Home

8. Trip Cancellation & Trip Interruption

When It Applies
If You must cancel Your Covered Trip before the Departure Date or interrupt Your Covered Trip while You are travelling.

Covered Events
For insurance coverage to apply, the cancellation or interruption of Your Covered Trip must result from any one of the following unforeseen events occurring during Your coverage period that prevents You from travelling:

  • Health
  • Death
  • Pregnancy and Adoption
  • Transportation and Accommodation
  • Weather
  • Employment or Educational Obligations
  • Legal & Government
  • Terrorism, Hijacking, & Travel Warnings

For full details on Trip Cancellation & Trip Interruption covered events and exclusions please view our online insurance policy, pages 15 - 25

9. Rental Car Physical Damage

Up to 50,000 $ for loss of or physical damage of the rental vehicle for which you are liable.


Air Flight & Travel Accident Insurance will pay the Sum Insured in the event of accidental death, dismemberment or loss of sight resulting from injuries received in an accident. This coverage will also pay to transport your body home if you should die while travelling.

Baggage and Personal Effects Insurance will provide coverage against loss, theft or damage to baggage and personal effects while travelling.

Baggage Delay will pay for expenses incurred to purchase essential items of personal clothing and toiletries if your luggage is delayed from arriving at your destination for more than 12 hours.

Trip Cancellation & Trip Interruption Insurance will reimburse your prepaid travel expenses if your trip is to be cancelled due to death, injury or sickness involving you, your travelling companion or an immediate family member.

Emergency Medical Insurance will pay for the cost of medical and hospital treatment or services that are required due to an unexpected sickness or injury which occurs while you are travelling.

Air Ambulance or medical evacuation by commercial airline to transport you to an appropriate medical facility or to return home for necessary medical treatment.

Medical Assistance provides referral to physicians and hospitals and medical case management for insured persons in need of emergency medical care.

Rental Vehicle Damage coverage pays for loss due to damage, fire or theft of the rental vehicle.

Concierge Service offering travel information, entertainment planning or business services


1-800 Toll Free and No Charge Direct Call Service

24 hours a day, 365 days a year ( including public holidays )

Confirmation of Coverage to Providers

Direct Claim Payments to hospitals and Physicians

COVERAGE Our Travel Insurance offers many different plans to choose from. For information on rates please call your nearest LeGrow's Travel or LeGrow's Travel office

Coverage is subject to the terms, conditions, limitations and exclusions outlined in the policy document. Be sure to read your policy before you travel to see how the terms and conditions will apply to your situation.

Download a pdf version of our insurance policy.

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Download a claim form for: 

Trip Cancellation Claim Form Baggage and Personal Effects Claim Form
Rental Vehicle Physical Damage Claim Form